Is there a Green Mortgage?
Yes! Unfortunately, only 3 lenders currently offer this new kind of loan, with less than 25% of mortgage brokers aware that green mortgages even exist. The borrower won’t have to pay for this new incentive, as the lenders are starting to offer more competitive rates. Title companies are starting to offer a donation on settlement statements to environmentally friendly organizations. Green mortgages are becoming a new trend as our world becomes more aware of its changing environment.
Finding a Green Home
Where can you find a brand new Green Home? Simply take a look around Western North Carolina. It has everything from green built real estate developments to energy efficient condos in downtown Asheville. There are also eco-friendly real estate developments outside of Asheville in small towns like Black Mountain, Marshall and Leicester, NC.
Or, if trying to stay locally in your area, ask your real estate agent for information on green builders.
Green homes incorporate intelligent design, the latest green technology, construction and maintenance elements to help drastically reduce the negative impact on the environment and improve the living conditions on the inside of the home. Less allergies, asthma and mold problems. The options are limitless!
Reaping the Rewards
Owning a Green Home can certainly be rewarding in the long run.
Check out Energy Star for more information about keeping your home green. Their many tips point out which energy is being wasted and where and how to avoid it. The on line site offers great advice on how to live green and how to continue to build green.
Also, The government offers great incentives and rebates for green homeowners. Did we mention Tax Breaks? Even utility companies now offer Wind Power to make an even smaller environmental footprint.
While you have been considering all sorts of characteristics of a city to move to, have you considered how the city sits on the green list? It is time to consider things like better air quality, renewable energy, certified green buildings, public parks, and superior recycling programs. If this sounds like a better life to you, take a look at a few of the characteristics found in the top five greenest cities.
Portland happens to be one of the greenest cites in America, and the community has a dedicated focus on making its city a great place to live. It is no wonder that the community is strong, as about half its energy comes from renewable sources. Many commuters in Portland bike to work, carpool or utilize public transportation, and the city has dozens of buildings that are certified by the U.S. Green Building Council. Portland has also set an urban growth boundary that protects 25 million acres of forest and farmland.
San Francisco, California
If you have ever considered moving to sunny California, you certainly would not be alone on that thought. And if you are coming from a place like New York City, San Francisco has everything from the city life to being a leader in protecting our environment. SF is also a leader in green building with many projects that are certified green.
Although not many people would have expect to see Boston on the top greenest cities list, they would probably be even more surprised to hear about its plans to open a power plant that would turn grass and leaves into methane gas.
There should be no surprise that Oakland would make this list, as it is a close neighbor to San Francisco. Oakland, however, is on the cutting edge by offering its commuters zero emission hydrogen powered busses.
The lake community in Burlington prides itself in not only being a green state, but also a leader in green technology. Over a third of its energy comes from renewable resources. You probably won’t find any other city in the United States that is so dedicated to sustainability, as most of its public schools have switched to organically grown foods and sustainability plays a part in the curricula at most public schools.